This means that if she works at a company and other women earn more than her, she can get more money during maternity leave. Monthly payments from insurance funds to women during maternity leave will be based on women’s average wages. Only employers need to pay maternity insurance in China every month. Maternity Insuranceĭuring maternity leave, the employee receives reimbursement from this insurance. The fund manager will then be required to track the employer for full compensation. Even if the employer does not make the necessary contribution, the individual can still apply for treatment and pay through the insurance fund. Employers still need to pay part of their wages to individuals, but their wages will be less than full wages.

The work injury insurance fund will pay for the treatment. Insurance usually includes all work injuries and occupational diseases. In some jurisdictions, the monthly amount required will vary according to the industry. Only employers are required to pay work-related injury insurance monthly. In addition, Employees working under certain weather conditions will receive allowances. The work-related injury fund in China covers the cost of treatment should an occupational injury or illness occur.

Under normal circumstances, unemployed persons have the right to receive unemployment benefits for up to 12 to 24 months (depending on the actual situation) if they make more than 12 months of donations. However, only employees in certain jurisdictions are required to increase their monthly contributions. In the event of redundancy, the employee may claim unemployment benefits in China for a maximum of 24 months.Įmployers must contribute to the unemployment insurance fund in China. Medical insurance only covers treatment accepted and managed by government-approved hospitals and clinics (excluding “international clinics”). The patient will no longer need to pay for the treatment in advance and then wait for compensation. The medical insurance fund will reimburse medical expenses to designated hospitals for treatment. Medical insurance in China is required to be paid by both – the employer as well as the employees on a monthly basis. In the event of illness or non-occupational injury, an employee can have part of the treatment cost covered by medical insurance. Due to China’s population problems, these ages may soon change. The amount of retirement benefits depends on local regulations. Some industries have different retirement ages, but mainly men are 55 years old, women are 50 years old (blue-collar work), men are 60 years old, and women are 55 years old (white-collar work). In general, individuals need to pay at least 15 years of contributions prior to receiving a pension in China. An individual can receive a pension based on the amount accumulated in his/her individual fund after retirement.

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